• First Africa Life • Critical Illness
Total & Permanent Disability
Total Permanent Disability is defined as a state where an individual is unable to perform any work for which they are suited by education, training, or experience due to a medical condition. This condition must be expected to last indefinitely.
Legal and Insurance Context
Our policy provides financial support in the form of a lump sum payment if the insured becomes totally and permanently disabled. The definition of TPD can vary, but it generally includes severe impairments such as:
- Loss of limbs or vision
- Severe brain injuries
- Conditions that prevent any form of employment